Category: App Updates

We have introduced updates to the Baraka mobile app. We added a number of new features aimed at simplifying the process of using social services and making financial transactions more convenient.

Below you can find detailed information about the main changes and new opportunities introduced to the app:

Innovations in Social Services and the Insurance System

Voluntary Social Insurance Contributions. From now on, users can remotely pay voluntary social insurance contributions through the app not only for themselves, but also for other individuals (family members and loved ones).

Expansion of the Benefits Section. Accessing state social services through the app’s benefits section has become even easier. Now, users can apply directly for the following services:

Inclusion in and removal from the social registry;

Allocation of child allowances.

AI-Powered Assistant. An artificial intelligence (AI) assistant system has been integrated into the app to help users identify and search for social services tailored to their specific needs.

Conveniences in the Bank Card and Money Transfer System

Issuing Baraka Cards. A new feature has been introduced allowing users to pay for the issuance (opening) or re-issuance (reissue) of a Baraka card not only using existing Baraka cards, but also through Uzcard and Humo bank cards of the national payment systems.

Card Management and P2P Transfers. Users can link multiple bank cards belonging to them to the app, perform peer-to-peer (P2P) money transfers between them, and quickly top up their Baraka card balance.

Transparency and Security. In order to ensure the security of card-to-card money transfers and prevent errors, electronic receipts now fully display the full name and relevant details of both the sender and the recipient.

The Baraka team continues to constantly improve the app’s functionality and work on providing users with secure and modern digital services.

To take advantage of all the new features and conveniences mentioned above, please update the mobile app via Google Play or the App Store.

Modern life is inseparable from money transfers. Whether you are sending tuition to your child, providing financial support to loved ones, or simply moving funds between cards—the Baraka app makes it happen in seconds.

But did you know you can save significant money by choosing the right transfer tariffs? Let’s explore the most cost-effective options available in the Baraka app.

0% Commission Between Baraka Cards

The Baraka social card is designed not just for receiving benefits, but also for making the most affordable—and even free—money transfers. Check out our commission rates below:

• 0% — Absolutely Free If you transfer money between two Baraka cards within the same bank, there is no service fee:
  • Aloqabank Baraka → Aloqabank Baraka = 0%
  • Xalq Banki Baraka → Xalq Banki Baraka = 0%
• 0.5% — Preferential Tariff When you send money from your Baraka card to any other bank card, the commission is nearly twice as low as the market average:
  • Baraka Card → Humo or Uzcard = 0.5%
  • Baraka (Aloqabank) → Baraka (Xalq Banki) = 0.5%

The Baraka Advantage

Typically, card-to-card transfer fees in other apps reach up to 1%. With the Baraka card:

1. You eliminate fees entirely by transferring within the same bank.
2. You save at least 0.5% on every transfer to other cards.

For example: If you transfer 1,000,000 UZS, a standard card might charge you 10,000 UZS in fees. With Baraka, that cost drops to just 5,000 UZS or is completely free.

Withdrawing Cash from ATMs

Please keep in mind that cash withdrawal commissions are set independently by the bank that owns the ATM, not by Baraka.

To save on fees, try to use ATMs belonging to the same bank that issued your Baraka card (e.g., Aloqabank, Xalqbanki). ATMs always display the commission amount on the screen before dispensing cash—be sure to check the screen before confirming your transaction.

You can now submit applications for more than 70 social services and types of assistance directly through your Baraka app. Most importantly, you can track the status and results of your application right inside the app. To make this possible, we have added the “My Applications” section.

To expand the scope of digital services, we have introduced another convenient feature to the Baraka app. Not only have we simplified the application process, but we have also added the “My Applications” section, giving users complete control over their requests.

How to apply?
The process for applying for social assistance or services has been made as convenient as possible:

• Select benefits: Go to the “My Benefits” section in the app’s main menu.
• Find the service: Click the “Apply” button and choose the required social service from the list.
• Enter information: Fill in the requested details and click “Continue”.
• Confirmation: The text “Your application has been accepted” will appear on the screen, indicating that your request has been successfully entered into the system.

The “My Applications” section
Through this new section added to the app, our users can remotely track the status (under consideration, approved, or rejected) and final outcome of every submitted application. This eliminates the need to visit various offices and waste extra time.

Over 6,000 customers trust us
To date, more than 6,000 active users have entrusted their social service and assistance applications to the Baraka app. The availability of over 70 types of services makes it possible to cover necessary support for all segments of society.

Our goal is to make social protection accessible, transparent, and, most importantly, achievable within seconds for every citizen.

The Baraka team will continue to improve the app and increase the number of services. Download the Baraka app right now to start using social benefits!

Baraka — social services are now even closer!