Learn how to receive maternity and sickness benefits
Don’t lose your income during illness or pregnancy. Maternity and sickness benefits are transferred to your Baraka card. Check the amounts in the Baraka app.
Who is protected by state social insurance?
Citizens are covered on two different bases. Find the type of protection that fits you.
Voluntary insurance
Applies on a voluntary basis to people such as:
- self-employed persons
- Uzbek citizens employed abroad
- dehqan (peasant) farm members & heads
- founders earning income from legal entities
- owners of subsidiary plots & their family
- family-business members (no legal entity)
- individual entrepreneurs & “Hunarmand” members
- non-working citizens (paid by a spouse)
Pay a voluntary contribution from just 2% of the minimum wage and build your own insurance tenure - for yourself or a spouse, right in the Baraka app.
Mandatory insurance
Applies on a mandatory basis if you are:
- working under a formal employment contract
- providing services under a civil-law contract (GPC)
- engaged in other formal activity set by law
Your organisation insures you automatically - no separate application required.
What benefits are paid?
Each benefit is calculated from your average wage and insurance tenure. The two columns below show what differs between mandatory and voluntary cover.
Pregnancy & childbirth benefit
A one-time lump sum for the maternity leave period. Paid to the Baraka card from 1 January 2026. The amount is a percentage of your average monthly wage, set by insurance tenure:
From a notional wage based on your contributions. Same tenure & percentages.
Calculated from your reported official wage.
Temporary disability benefit
Paid for up to 180 days a year when you're ill. Credited to the Baraka card from 1 July 2026.
At least 6 months of tenure is required:
No employer - first 5 days are on you. The Fund pays from day 6.
Employer covers the first 5 days. The Fund pays from day 6.
This calculator provides an approximate result; the official amount is determined by the State Social Insurance Fund system.
Calculate your benefit
Approximate calculation — try changing the values.
The daily rate is the average monthly wage divided by 25.3 (average working days per month), then multiplied by the tenure rate. 12% income tax is withheld from the sick-leave benefit; if you are entitled to a tax refund, you can reclaim it through the soliq.uz app. The employer covers the first 5 days; the Fund pays from day 6. Sundays and non-working public holidays are excluded from the count in the official calculation. Note: for certain categories (disability, 4+ children, or a child with a disability) the benefit is increased — not reflected here.
Legal basis: Presidential Decree PP-206 (Oct 3, 2023) and Cabinet of Ministers Resolution No. 790 (Dec 17, 2025); MWS (2026): 1 271 000 UZS (63 550 × 5%).
Everything is automated - no applications!
Through the new proactive system, receive your benefit without leaving home.
Getting your Baraka Card
We've made accessing your social benefits clear and transparent. Compare your options and find out how you'll receive your funds.
Download the app and register with Face ID. Your virtual card opens automatically.
- Payments & transfers
- QR code payments
- Online payments
- ATM cash withdrawals
- Transit card (discounted travel)
- Unified ID (social document)
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- Payments & transfers
- QR code payments
- Online payments
- ATM cash withdrawals
- Transit card (discounted travel)
- Unified ID (social document)
Cost calculated from distance to the nearest branch.
State social insurance - simple, transparent and reliable
Maternity and temporary-incapacity benefits are now assigned and paid electronically, without extra documents, through the State social insurance system.
How does the new system work?
The new system reduces the employer's financial burden and simplifies benefit assignment and payment, creating a convenient and transparent mechanism for citizens.
he benefit was paid from the employer's own funds.
The benefit is financed entirely by the State Social Insurance Fund.
The benefit was paid entirely by the employer.
The first 5 days per calendar year are paid by the employer; from day 6 by the State Social Insurance Fund.
Paper sick-leave certificates and manual calculation.
Electronic certificates, automatic calculation and proactive payment.
What does the employer need to do?
Benefit assignment and payment are automated. The employer is only required to fulfil the following obligations on time.
Enter data on time
Reflect employees' wages, employment records (including leave orders) and employment tenure in the Tax Committee information system and the Unified National Labour System (MMS) accurately and on time. Benefits are calculated from exactly this data.
Pay the first 5 days
When temporary incapacity occurs, the employer pays the benefit for the first 5 calendar days per calendar year. From day 6, payment is made by the State Social Insurance Fund.
Top-up (optional)
The Fund calculates the benefit on average wage up to 10× MHTEKM. If an employee's wage exceeds that calculation ceiling, the employer may make a top-up payment from its own funds.
How does the process work?
How does the process work?
The process is fully electronic and proactive. The employer submits no application and provides no additional documents.
The doctor issues an electronic incapacity certificate.
The social-insurance information module automatically retrieves wage, insurance-tenure and employment data.
The system automatically calculates the benefit amount in line with the law.
The State Social Insurance Fund assigns the benefit.
The employer and the employee are notified automatically, and the benefit is paid within the set deadlines.
Frequently asked questions
For accountants and HR specialists.
You’ll see it reflected automatically in the Unified National Labour System once the electronic certificate is opened — no manual entry needed on your side.
No. The process is fully electronic and proactive — no application or extra documents are required from the employer.
The first 5 days of sick-leave benefit per calendar year are paid by the employer under the current procedure.
Source: Resolution of the Cabinet of Ministers, 31.05.2024, No. 314.
Benefits are calculated from the data in state information systems, so the employer must keep wage, employment and employment-tenure data up to date. For inter-system technical faults, contact the State Social Insurance Fund.
It is enough to enter, on time, the wage and employment data already required by law in the Tax Committee and YMMT information systems.
No new contribution is introduced by this system — it changes how existing benefits are assigned and paid, not the contribution structure.
If the benefit is assigned between the 1st and 15th of the month, it is paid by the 25th of that month; if assigned after the 16th, by the 10th of the following month.
An automatic notification appears in the personal cabinet in the YMMT and Tax Committee information systems.
Maternity benefit — from 1 January 2026; temporary disability (sick-leave) benefit — from 1 July 2026; severance benefit — from 2030.
Source: PF-206 road map.
Support & useful links
Contact channels and official sources for accountants and HR specialists.
Legal basis: Law "On State Social Insurance" (O'RQ-1101), Presidential Decree PF-206 (3 Nov 2025) and Cabinet of Ministers Resolutions No. 796 (17 Dec 2025), No. 314 (31 May 2024). Information as of 2026.
Be prepared
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