{"id":23781,"date":"2026-11-02T10:55:20","date_gmt":"2026-11-02T10:55:20","guid":{"rendered":"https:\/\/baraka.gov.uz\/2026\/11\/02\/talabalar-uchun-baraka-kartasi-nimalarni-bilish-muhim-crylic\/"},"modified":"2026-11-02T10:55:20","modified_gmt":"2026-11-02T10:55:20","slug":"talabalar-uchun-baraka-kartasi-nimalarni-bilish-muhim-crylic","status":"publish","type":"post","link":"https:\/\/baraka.gov.uz\/kr\/2026\/11\/02\/talabalar-uchun-baraka-kartasi-nimalarni-bilish-muhim-crylic\/","title":{"rendered":"Talabalar uchun Baraka kartasi: nimalarni bilish muhim?"},"content":{"rendered":"<h2><strong>Talabalar uchun Baraka kartasi: nimalarni bilish muhim?<\/strong><\/h2>\n<p>2026\/2027-o\u2019quv yilida 1-bosqichga qabul qilingan talabalarning stipendiyasi Baraka kartasi orqali to&#8217;lanadi.<\/p>\n<p>Xo\u2018sh, talabalar Baraka kartasini qanday olishadi va stipendiyalar qaysi tartibda ushbu kartaga o\u2018tkaziladi? Quyida ushbu jarayon bilan batafsil tanishib chiqishingiz mumkin.<\/p>\n<h3><strong>1. Kartani olish va stipendiya tushish tartibi<\/strong><\/h3>\n<p>Talabalarning qaysi bosqichda tahsil olayotganiga qarab Baraka kartasini rasmiylashtirish tartibi quyidagicha ajratiladi:<\/p>\n<p><strong>1-bosqich talabalari uchun.<\/strong> Joriy o\u2018quv yilida 1-bosqichga qabul qilingan talabalarning stipendiyasi\u00a0 Baraka kartasi orqali to\u2018lanadi. Ushbu kartalar talabalar uchun <strong>AloqaBank<\/strong> tomonidan chiqariladi hamda OTM va bank o\u2018rtasidagi hamkorlik asosida tayyorlanib, talabalarga topshiriladi.<\/p>\n<p><strong>Yuqori kurs talabalari uchun. <\/strong>Yuqori bosqich talabalari Baraka kartasini <strong>Baraka ilovasi<\/strong> orqali mustaqil ravishda buyurtma qilishlari mumkin. Agar stipendiyangiz hozirda boshqa bank kartasiga tushayotgan bo\u2018lsa, yangi Baraka kartasini qo\u2018lga kiritganingizdan so\u2018ng, keyingi to\u2018lovlar avtomatik tarzda ushbu yangi kartaga o\u2018tkazila boshlaydi.<\/p>\n<p><strong>Muhim eslatma.<\/strong> Ushbu yangi tartib barcha oliy ta\u2019lim muassasalarining yuqori kurs talabalariga birday\u00a0 taalluqli emas. Davlat OTMlari Baraka tizimiga <strong>bosqichma-bosqich<\/strong> o\u2018tmoqda. Hozirgi kunda taxminan <strong>500 ming nafar talaba<\/strong> Baraka kartasidan foydalanib kelmoqda.<\/p>\n<h3><strong>2. Karta narxi va to&#8217;lov shartlari<\/strong><\/h3>\n<p><strong>Bepul taqdim etilishi. <\/strong>\u00a0Agar siz davlat oliy ta\u2019lim muassasasi talabasi bo\u2018lsangiz, Baraka kartasi sizga <strong>bepul <\/strong>taqdim etiladi.<\/p>\n<p><strong>Qaysi hollarda to\u2018lov undiriladi?<\/strong> OTM talabalari quyidagi ikki holatda karta uchun haq to\u2018lashlariga to\u2018g\u2018ri keladi:<\/p>\n<ul>\n<li>Karta yo\u2018qotib qo\u2018yilganda va uning o\u2018rniga yangisi buyurtma qilinganda;<\/li>\n<li>Karta yaroqsiz holga kelganda yoki unga jismoniy shikast yetganda.<\/li>\n<\/ul>\n<h3><\/h3>\n<h3><strong>3. Karta o&#8217;z vaqtida tayyor bo&#8217;lmasa nima bo&#8217;ladi?<\/strong><\/h3>\n<p>Agar Baraka kartasi belgilangan muddatda tayyor bo\u2018lmay qolsa, talabaning stipendiya mablag\u2018lari kechikmaydi \u2014 pul to\u2018lovlari talabaning <strong>oldin ishlatib yurgan bank kartasiga<\/strong> tushiriladi.<\/p>\n<p>Baraka kartasi orqali\u00a0 talabalar chet elga pul o&#8217;tkazish yoki xorijiy to&#8217;lov tizimlaridan foydalanishlari mumkin.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Talabalar uchun Baraka kartasi: nimalarni bilish muhim? 2026\/2027-o\u2019quv yilida 1-bosqichga qabul qilingan talabalarning stipendiyasi Baraka kartasi orqali to&#8217;lanadi. Xo\u2018sh, talabalar Baraka kartasini qanday olishadi va stipendiyalar qaysi tartibda ushbu kartaga o\u2018tkaziladi? Quyida ushbu jarayon bilan batafsil tanishib chiqishingiz mumkin. 1. Kartani olish va stipendiya tushish tartibi Talabalarning qaysi bosqichda tahsil olayotganiga qarab Baraka kartasini rasmiylashtirish [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[210],"tags":[],"class_list":["post-23781","post","type-post","status-publish","format-standard","hentry","category-210"],"acf":[],"_links":{"self":[{"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/posts\/23781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/comments?post=23781"}],"version-history":[{"count":0,"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/posts\/23781\/revisions"}],"wp:attachment":[{"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/media?parent=23781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/categories?post=23781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baraka.gov.uz\/kr\/wp-json\/wp\/v2\/tags?post=23781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}