{"id":23542,"date":"2026-06-08T12:13:06","date_gmt":"2026-06-08T12:13:06","guid":{"rendered":"https:\/\/baraka.gov.uz\/2026\/06\/08\/starting-june-1-voluntary-insurance-contributions-can-be-paid-via-the-baraka-app\/"},"modified":"2026-06-08T12:13:06","modified_gmt":"2026-06-08T12:13:06","slug":"starting-june-1-voluntary-insurance-contributions-can-be-paid-via-the-baraka-app","status":"publish","type":"post","link":"https:\/\/baraka.gov.uz\/en\/2026\/06\/08\/starting-june-1-voluntary-insurance-contributions-can-be-paid-via-the-baraka-app\/","title":{"rendered":"Starting June 1, voluntary insurance contributions can be paid via the Baraka app"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">If you do not have official employment, you can still receive maternity or sickness benefits. To qualify, you must be making regular voluntary social insurance contributions. Additionally, you must meet certain conditions specified by law. You can learn more about these conditions and the payment procedure in this article.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Starting from 2026, a new state social insurance system has been introduced in Uzbekistan. It protects citizens from losing their income during difficult life situations such as illness, pregnancy, and unemployment. Under the new system, benefits are no longer paid at the employer&#8217;s expense, but through the State Social Insurance Fund. This ensures equal social guarantees for all citizens working in both the public and private sectors.<\/span><\/p>\n<p><b>You can benefit from 3 types of insurance<\/b><\/p>\n<p><span style=\"font-weight: 400;\">In accordance with Decree No. UP-206 of the President of the Republic of Uzbekistan, dated November 3, 2025, the following benefits are designated to be paid through the State Social Insurance Fund:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>From January 1, 2026:<\/b><span style=\"font-weight: 400;\"> Maternity benefit \u2014 paid to women for the prenatal and postnatal periods;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>From July 1, 2026:<\/b><span style=\"font-weight: 400;\"> Temporary disability (sick leave) benefit \u2014 paid for the period during which employees are unfit for work due to illness;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>From 2030:<\/b><span style=\"font-weight: 400;\"> Severance pay \u2014 paid upon the termination of an employee&#8217;s contract.<\/span><\/li>\n<\/ul>\n<p><b>Who is entitled to receive temporary disability and maternity benefits?<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All individuals covered by mandatory state social insurance who possess a valid insurance track record (length of service):<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Those working under an official employment contract with an employer;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Individuals providing services (performing work) under a civil law contract;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Those engaged in other official employment activities in accordance with the procedure established by law.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><span style=\"font-weight: 400;\"> Individuals covered by state social insurance on a voluntary basis:<\/span><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Self-employed individuals;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Individuals employed in Dehkan (small-scale personal) farms;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Owners of private plots of land or their family members engaged in work on these plots;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Citizens of the Republic of Uzbekistan working in organizations established abroad by state bodies and other organizations;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Citizens of the Republic of Uzbekistan employed abroad under hire;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foreign citizens and stateless persons permanently residing in the Republic of Uzbekistan and carrying out income-generating activities within the country;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non-working citizens, provided that their insurance contributions are paid by their spouse;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Citizens receiving income as founders (participants) of legal entities;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Individual entrepreneurs, including artisans who are members of the &#8220;Hunarmand&#8221; Association;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Family members conducting business in the form of a family enterprise without establishing a legal entity;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The head of a Dehkan farm.<\/span><\/li>\n<\/ul>\n<p><b>What are the minimum track record (length of service) requirements to receive insurance benefits?<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>For maternity benefit:<\/b><span style=\"font-weight: 400;\"> At least 10 months of insurance track record is required (with the last 6 months being continuous);<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>For temporary disability benefit:<\/b><span style=\"font-weight: 400;\"> At least 6 months of insurance track record is required.<\/span><\/li>\n<\/ul>\n<p><b>Are separate contributions paid for maternity benefit and temporary disability benefit?<\/b><span style=\"font-weight: 400;\"> No, the paid insurance contribution covers both. In other words, you make a single payment, and that contribution entitles you to receive both the maternity benefit and the temporary disability benefit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For voluntary insurance, the minimum monthly contribution starts <\/span><b>from 63,550 UZS<\/b><span style=\"font-weight: 400;\"> (5% of the Minimum Wage), and you can pay as much more as you wish, as no upper limit has been set.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Starting June 1, you can pay your voluntary social insurance contributions via the Baraka app. The money will be credited directly to your Baraka social card or bank card.<\/span><\/p>\n<p><b>For how long should the voluntary contributions for maternity and temporary disability benefits be paid?<\/b><span style=\"font-weight: 400;\"> Insurance benefits are allocated based on the citizens&#8217; insurance track record. A citizen who has paid voluntary insurance contributions in higher amounts, regularly, and over a long period will be granted a higher benefit amount in proportion to their insurance track record. At the same time, for individuals insured on a voluntary basis, the maternity benefit is capped at an amount not exceeding five times the minimum wage.<\/span><\/p>\n<p><b>If a citizen has paid insurance on a voluntary basis, how does the benefit amount calculated for maternity leave differ from the benefit paid for temporary disability?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">For individuals insured on a voluntary basis, the calculation methodology for both benefits is identical, being based on the days of leave and the average monthly wage:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Maternity benefit<\/b><span style=\"font-weight: 400;\"> is capped at a maximum of 5 times the minimum wage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Temporary disability benefit<\/b><span style=\"font-weight: 400;\"> is calculated based on the days of release from work (leave days) specified in the temporary disability certificate, but it cannot exceed a total of 182 days within a single calendar year.<\/span><\/li>\n<\/ul>\n<p><b>Which categories of individuals without official employment are eligible to receive sickness benefits?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Starting July 1, 2026, if voluntary insurance contributions are paid for non-working spouses (husband\/wife) and citizens who receive income as founders (participants) of legal entities, they may also be granted benefits when admitted to sanatoriums and wellness resorts, or to rehabilitation centers for prosthetics (fitting artificial limbs\/organs).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, benefits are not paid for just any type of illness. They can <\/span><b>only receive benefits in the following two situations<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When undergoing treatment at sanatoriums and wellness resorts upon a doctor&#8217;s recommendation;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When admitted to specialized rehabilitation centers for prosthetics (fitting artificial limbs\/organs).<\/span><\/li>\n<\/ul>\n<p><b>If a citizen who has paid voluntary insurance contributions falls ill, for how long can they receive money from the fund?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">For individuals insured on a voluntary basis (who do not have an employer), the first 5 days of illness are unpaid \u2014 the benefit is granted starting from the 6th day.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The benefit is paid for the duration of the illness \u2014 meaning for as many days as the sick leave certificate is issued (excluding the first 5 days), based on the individual&#8217;s insurance track record:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the insurance track record is <\/span><b>from 6 months to 8 years<\/b><span style=\"font-weight: 400;\"> \u2192 <\/span><b>60%<\/b><span style=\"font-weight: 400;\"> of the average wage;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the insurance track record is <\/span><b>over 8 years<\/b><span style=\"font-weight: 400;\"> \u2192 <\/span><b>80%<\/b><span style=\"font-weight: 400;\"> of the average wage.<\/span><\/li>\n<\/ul>\n<p><b>How much benefit is paid to a citizen who has made voluntary insurance contributions?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">For individuals covered by state social insurance on a voluntary basis, the calculation is made by converting the voluntarily paid monthly insurance contributions into a monthly wage. In accordance with this sub-clause, the monthly wage amount starting from January 1, 2026, is determined by dividing the monthly paid insurance contribution amount by the insurance contribution rate applicable at the time of payment, and multiplying the result by 100%.<\/span><\/p>\n<p><b>Example:<\/b><span style=\"font-weight: 400;\"> An insured individual, as a self-employed person, voluntarily paid an insurance contribution of 150,000 UZS to the Fund for January 2026. When calculating the benefit for this citizen, their wage for January 2026 is determined to be 3,000,000 UZS.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The monthly wage amount is calculated as follows: Paid insurance contribution (one hundred and fifty thousand) \u00f7 Insurance contribution rate (the insurance contribution rate for 2026 is 5%) \u00d7 100% = 3,000,000 UZS.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The monthly wage amount determined through this formula is taken into account as the average monthly wage of the insured person for whom the benefit is being calculated.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Download the Baraka app and pay your voluntary social insurance contributions. Protect yourself socially.<\/span><\/p>\n<p><b>Download the app.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">You can learn more details about the procedure and payment for maternity benefits here.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you do not have official employment, you can still receive maternity or sickness benefits. To qualify, you must be making regular voluntary social insurance contributions. Additionally, you must meet certain conditions specified by law. You can learn more about these conditions and the payment procedure in this article. Starting from 2026, a new state [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23543,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[186],"tags":[],"class_list":["post-23542","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements"],"acf":[],"_links":{"self":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts\/23542","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/comments?post=23542"}],"version-history":[{"count":0,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts\/23542\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/media\/23543"}],"wp:attachment":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/media?parent=23542"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/categories?post=23542"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/tags?post=23542"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}