{"id":23392,"date":"2026-04-08T04:49:06","date_gmt":"2026-04-08T04:49:06","guid":{"rendered":"https:\/\/baraka.gov.uz\/2026\/04\/08\/lower-your-transfer-fees-to-0-with-baraka\/"},"modified":"2026-04-08T04:49:06","modified_gmt":"2026-04-08T04:49:06","slug":"lower-your-transfer-fees-to-0-with-baraka","status":"publish","type":"post","link":"https:\/\/baraka.gov.uz\/en\/2026\/04\/08\/lower-your-transfer-fees-to-0-with-baraka\/","title":{"rendered":"Lower Your Transfer Fees to 0% with Baraka!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Modern life is inseparable from money transfers. Whether you are sending tuition to your child, providing financial support to loved ones, or simply moving funds between cards\u2014the <\/span><b>Baraka app<\/b><span style=\"font-weight: 400;\"> makes it happen in seconds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But did you know you can save significant money by choosing the right transfer tariffs? Let\u2019s explore the most cost-effective options available in the Baraka app.<\/span><\/p>\n<h3><b>0% Commission Between Baraka Cards<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Baraka social card is designed not just for receiving benefits, but also for making the most affordable\u2014and even free\u2014money transfers. Check out our commission rates below:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>0% \u2014 Absolutely Free<\/b><span style=\"font-weight: 400;\"> If you transfer money between two Baraka cards within the same bank, there is no service fee:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><i><span style=\"font-weight: 400;\">Aloqabank Baraka \u2192 Aloqabank Baraka = <\/span><\/i><b><i>0%<\/i><\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><i><span style=\"font-weight: 400;\">Xalq Banki Baraka \u2192 Xalq Banki Baraka = <\/span><\/i><b><i>0%<\/i><\/b><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>0.5% \u2014 Preferential Tariff<\/b><span style=\"font-weight: 400;\"> When you send money from your Baraka card to any other bank card, the commission is nearly twice as low as the market average:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><i><span style=\"font-weight: 400;\">Baraka Card \u2192 Humo or Uzcard = <\/span><\/i><b><i>0.5%<\/i><\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><i><span style=\"font-weight: 400;\">Baraka (Aloqabank) \u2192 Baraka (Xalq Banki) = <\/span><\/i><b><i>0.5%<\/i><\/b><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><b>The Baraka Advantage<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Typically, card-to-card transfer fees in other apps reach up to 1%. With the Baraka card:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You eliminate fees entirely by transferring within the same bank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You save at least 0.5% on every transfer to other cards.<\/span><\/li>\n<\/ol>\n<p><b>For example:<\/b><span style=\"font-weight: 400;\"> If you transfer <\/span><b>1,000,000 UZS<\/b><span style=\"font-weight: 400;\">, a standard card might charge you <\/span><b>10,000 UZS<\/b><span style=\"font-weight: 400;\"> in fees. With Baraka, that cost drops to just <\/span><b>5,000 UZS<\/b><span style=\"font-weight: 400;\"> or is <\/span><b>completely free<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>Withdrawing Cash from ATMs<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Please keep in mind that cash withdrawal commissions are set independently by the bank that owns the ATM, not by Baraka.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To save on fees, try to use ATMs belonging to the same bank that issued your Baraka card (e.g., Aloqabank, Xalqbanki). ATMs always display the commission amount on the screen before dispensing cash\u2014be sure to check the screen before confirming your transaction.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Modern life is inseparable from money transfers. Whether you are sending tuition to your child, providing financial support to loved ones, or simply moving funds between cards\u2014the Baraka app makes it happen in seconds. But did you know you can save significant money by choosing the right transfer tariffs? Let\u2019s explore the most cost-effective options [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23393,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[187],"tags":[],"class_list":["post-23392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-app-updates"],"acf":[],"_links":{"self":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts\/23392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/comments?post=23392"}],"version-history":[{"count":0,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/posts\/23392\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/media\/23393"}],"wp:attachment":[{"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/media?parent=23392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/categories?post=23392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baraka.gov.uz\/en\/wp-json\/wp\/v2\/tags?post=23392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}